Skip to contentTag
insurance
1 post
- Hong Kong participating insurance, taken apart: structure, commissions, sales scripts, and how it compares to just investingThe guaranteed part is about 1%; the illustrated 6 to 7% only approaches after twenty or thirty years, and break-even usually takes 15 to 20. First-year commissions once reached 100% of first-year premium. It does not escape CRS reporting and is not a compliant way to move mainland renminbi offshore. All of that laid out, then compared with term life and an index fund.